Ready to Make the Switch?
Start your 14-day free trial. Card required to start, no charge until day 15. Cancel anytime.
📱 Take it on the go with our iOS app
See why small landlords, QBSE refugees, and small business owners are switching to Fast Pay Books for mobile-first books, transparent pricing, and a modern experience.
Compare each Fast Pay Books tier to its QuickBooks Online equivalent.
Everything you need — without the bloat or the price tag.
| Feature | Fast Pay Books | QuickBooks Simple Start | QuickBooks Plus |
|---|---|---|---|
| Monthly Price | $24.99/mo | $38/mo | $115/mo |
| Free Trial | ✓ 14 days | 30 days | 30 days |
| Invoices | 25/mo (Basic) • Unlimited (Premium) | Unlimited | Unlimited |
| Expense Tracking | ✓ | ✓ | ✓ |
| Bank Connections (Plaid) | ✓ | ✓ | ✓ |
| Online Payments (Stripe) | ✓ Built-in | Extra fee via QB Payments | Extra fee via QB Payments |
| Financial Reports | ✓ | ✓ | ✓ |
| iOS Companion App | ✓ Included | ✓ | ✓ |
| AI Cash Flow Forecasting | ✓ Premium plan | ✗ | ✗ |
| Smart Payment Reminders | ✓ Premium plan | ✓ Basic reminders | ✓ Basic reminders |
| Setup Time | ~2 minutes | 15–30 minutes | 15–30 minutes |
| Contract Complexity | No contracts | No contracts | No contracts |
| Hidden Fees | ✓ None — flat monthly price | Stacked add-ons & processing fees | Stacked add-ons & processing fees |
| Built for Small Business | ✓ Purpose-built | General purpose | General purpose |
| 256-bit Encryption | ✓ | ✓ | ✓ |
Compared to QuickBooks Advanced — with features built for how you actually work.
Built lean, priced fair, designed for real work.
No onboarding wizard, no 30-step setup. Create an account, connect your bank, and start invoicing immediately.
Flat monthly pricing with no surprise add-ons or processing fee stacks. What you see is what you pay.
QuickBooks tries to be everything for everyone. Fast Pay Books is laser-focused on small landlords, freelancers, and small businesses — with per-property tagging the others skip.
A clean, modern interface with a native iOS companion app. No clunky dashboards or confusing menus.
Premium plan includes AI cash flow forecasting and smart payment reminders — features QuickBooks charges extra for or doesn't offer.
256-bit encryption. Payments handled by Stripe. We never store your card numbers or bank credentials.
Every major small-business accounting tool, priced honestly. Verified May 2026.
| Product | Starting price | Top tier | Free trial | Best for |
|---|---|---|---|---|
| Fast Pay Books | $24.99/mo | $74.99/mo Premium | 14 days | Solopreneurs & small landlords |
| QuickBooks Solopreneur | $20/mo | — single tier | 30 days | QBSE replacement |
| QuickBooks Online | $38/mo Simple Start | $275/mo Advanced | 30 days | Growing SMBs w/ accountants |
| FreshBooks | $23/mo Lite (5 clients) | $70/mo Premium | 30 days | Client-billing freelancers |
| Wave | $0/mo Starter | $19/mo Pro | Free forever (Starter) | Pre-revenue solopreneurs |
| Stessa | $0/mo Essentials | $35/mo Pro | Free forever (Essentials) | Rental property investors |
Wave Pro is required for automatic bank feeds and receipt scanning as of 2026. QuickBooks Online prices reflect standard monthly rates without intro discounts.
Deeper side-by-sides for landlords, QBSE refugees, and Stessa switchers.
Per-property tagging, Schedule E in 2 minutes, rent ACH, mileage between properties — built for 1–20 doors. Compare →
QBSE is being sunset. Migrate to Fast Pay Books in 10 minutes — Schedule C, mileage, receipts, and invoicing without the QB Solopreneur rebuild. See migration steps →
The mobile-first Stessa replacement. Native iOS, built-in rent collection, 1099-NEC tracking for your handyman — features Stessa skips or charges extra for. Compare →
Start your 14-day free trial. Card required to start, no charge until day 15. Cancel anytime.
📱 Take it on the go with our iOS app
Before you switch tools, get the tax fundamentals right. In-depth guides and calculators for the self-employed, contractors, and small landlords.
Every line of the freelancer's tax form explained, with worked examples.
The complete rental-property tax guide for small landlords.
Who gets a 1099, the $600 threshold, deadlines, and penalties.
Estimate your vehicle deduction at the 2026 rates of 72.5¢/mi through June 30 and 76¢/mi after.
Expense tracking, materials, and mileage tracking from the truck.
Set up clean per-property books and a Schedule E from day one.